mi-boat Comprehensive Marine Insurance

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Our comprehensive Boat and Personal Watercraft insurance packages are designed so that you can specifically select the insurance cover to suit your boating needs.

We recognise that a boat or Personal Watercraft is often an owner’s most treasured asset and with a mi-boat Comprehensive Marine Insurance Policy we aim to provide the peace of mind that is sought from an insurance solution. 


The cover and benefits of mi-boat Marine Insurance* include:

  • Cover provided for accidental loss or damage including malicious damage to your boat or Personal Watercraft.
  • Cover provided for Theft of your boat, personal watercraft and water sports equipment.
  • Premium discounts for age and boating experience.
  • Agreed value for 2 years on new boats from the date of first registration.
  • Watersports equipment up to $1,000 for each item and $5,000 in aggregate.
  • Personal effects owned by you and your passengers covering clothing, shoes, waterproof apparel and $1,000 per item and $5,000 in aggregate.
  • Up to $50,000 cover to the named insured from an accident occurring when using your boat or Personal Watercraft, for death, permanent and total loss of sight or use of a limb.
  • Pay by the month option.
  • Agreed value available**.
  • Optional Lay-up cover: premium discount for the months your boat or Personal Watercraft is not used**.
  • 24/7 emergency claim service.
  • 21 day cooling off period.
Policies between the 1 October 2021 – 30 April 2022

For mi-boat Comprehensive Marine Insurance purchased between the 1st of October 2021 and the 30 of April 2022, please refer to the Product Disclosure Statement (PDS) and the supplementary PDS (SPDS).

*Before buying this insurance please read the mi-boat Marine Insurance Product Disclosure Statement, Policy Wording and Financial Services Guide which provides the full terms and conditions that apply to this insurance 
**Conditions apply