Created for enthusiasts by enthusiasts, whether you’re looking to protect your cruiser, tourer,off-roader or sports bike, we’ve got you covered. Ride assured, you’re in safe hands with mi-bike. We know how important your motorcycle is to you, which is why we go above and beyond to ensure that you have a suitable coverage for peace of mind so you can restassured, and ride assured.
Our specialist motorbike insurance isn't just limited to the road. Whether you like to take the fun off-road on your dirt-bike or ATV, ride easy knowing that you’re covered Australia-wide with comprehensive or third party fire and theft insurance.
When you ride with mi-bike insurance, you’re covered for loss or damage to your motorcycle as the result of an accident, malicious acts, storm, flood, fire, theft and transit, you’ll be compensated up to $3,000 for loss or damage of riding gear in an accident, and you’ll have no excess to pay if you’re involved in an accident that wasn’t your fault. If ever your motorcycle is damaged beyond repair and needs replacing, you will also have up to two years to find the perfect replacement.
No matter where your adventure takes you, mi-bike Roadside Assist will be there when you need us most, so that if you can’t fix it, we’ll be there to get you back out on the road as quickly as possible. If your road registered motorcycle is immobilised by a breakdown, cannot be repaired the same day, and you are more than 100km from your home, we’ll provide you with emergency accommodation so that you can stay with your motorcycle whilst it’s repaired locally. For smaller issues like a flat battery or tyre, lack of fuel, or you need alternative transportation, you can always trust that mi-bike will come to the rescue.
For those who like to go off-road, we also offer cover for Motocross, Enduro, ATV, SSV, and kids fun motorcycles. With great premiums, and family policy coverage, you can have all the off-road fun you like, fully insured.
mi-bike Motorcycle Insurance Products
Don’t stress, we are here to make your claim as easy as possible for you.
Our claims team are on hand to help you with advice, and assistance, when you need it most. We offer 24/7 Claims Support and we pride ourselves on our service.
Our consultants will be in touch within the next 48 hours to discuss the process with you.
Phone: 1300 780 446
Address: 489-493 Victoria Street, Wetherill Park NSW 2164
Mail: Locked Bag 79, Wetherill Park NSW 2164
Complaints Handling and Dispute Resolution Process
If you have a complaint about any aspects of our products and services, please contact us first on 1300 780 446so that we can resolve your concerns. Once we are aware of your concern our staff will take the appropriate steps to address your concerns immediately.
If the staff member is not able to resolve this with you, the matter will be escalated to a higher level to the relevant manager. You may request this escalation at any time by calling or writing to us. The manager will investigate the issue and take all reasonable steps to resolve the matter with you or your authorised representative.
Escalating your complaint
Should you feel that your complaint has not been properly handled or you are not satisfied with the result, you may request an independent review of your dispute by writing to:
Dispute Resolution Officer
Locked Bag 79,Wetherill Park NSW 2164
Phone: 1300 780 446
External Dispute Resolution Scheme
If you feel we have not fairly resolved your complaint you can refer the matter to an external dispute resolution service. We are a member of an external dispute resolution scheme which independently and impartially reviews and resolves disputes between consumers and participating financial services providers.
The contact details are:
Download our Complaints Procedure document (PDF 1.3MB)
Insurance issued by HDI Global Specialty SE – Australian Branch ABN 58 129 395 544, AFSL No. 458776 acting through its agent Yamaha Motor Insurance Australia Pty. Ltd. ABN 48 603 882 980, AFSL 497198. Information provided is general advice only and does not take into account your particular objectives, financial situation or needs. Please read the relevant Product Disclosure Statements (PDS) for full details on policy coverage before you make any decisions about whether to buy or continue to hold a policy.
mi-bike Motorcycle GAP Insurance issued prior to 1 November 2017 is underwritten by AIG Australia Limited ABN 93 004 727 753 AFSL 318686 (AIG) acting through its agent NM Insurance Pty Ltd (ABN 34 100 633 038) (AFSL 227186) (NM Insurance). About NM Insurance: NM Insurance acts under a binder authority from AIG, which allows NM Insurance to arrange this insurance, to administer it and to handle and settle claims made upon it, subject to the terms of the binder authority. In doing so NM Insurance acts for AIG and not You. NM Insurance's Australian Financial Services Licence authorises it to provide these services. NM Insurance’s contact details are: NM Insurance Pty Ltd, 28-32 George Street, Sandringham VICTORIA 3191 Telephone: 1300 794 454 Facsimile: 03 8599 5099 Email: email@example.com.
Any advice provided is of a general nature only and does not take into account your particular objectives, financial situations or needs. Please read the Product Disclosure Statements (PDS) before You make any decisions regarding this product. If You have any queries that are not covered in the PDS, please contact your local mi-bike dealer. YMI acts under a binder authority from HDI Global Specialty SE as the Insurer that allows YMI to arrange insurance policies and to handle and settle claims made upon it subject to the terms of the binder authority. In doing so YMI acts for HDI Global Specialty SE and not you. YMI’s AFSL authorises it to provide these services. YMI’s contact details are: Yamaha Motor Insurance Australia Pty. Ltd. 489-493 Victoria Street, Wetherill Park NSW 2164, Locked Bag 79, Wetherill Park NSW 2164. Telephone: 1300 794 454. Email: Customerservice@ymia.com.auCCI/GAP/ Tyre & Rim - mi-bike Motorcycle tyre and rim, loan protection insurance and GAP Insurance issued between 1 November 2017 and 31 December 2019 is underwritten by HDI Global Specialty SE – Australian Branch ABN 58 129 395 544, AFSL No. 458776 acting through its agent Yamaha Motor Insurance Australia Pty. Ltd. (‘YMI’) ABN 48 603 882 980, AFSL 497198. About YMI Insurance: YMI acts under a binder authority from HDI, which allows YMI to arrange this insurance, to administer it and to handle and settle claims made upon it, subject to the terms of the binder authority. In doing so YMI acts for HDI and not You. YMI's Australian Financial Services Licence authorises it to provide these services.
Mi-Bike Insurance is committed to exercising greater care when dealing with vulnerable customers. Please use the resources (PDF) below to contact us.
Family Violence and Supporting Vulnerable Customers
View our Family Violence & Supporting Vulnerable Customers procedure to find out how we can help.
Financial Hardship Procedure
View our procedure for Vulnerable Customers requiring assistance.
Since 1 January 2022, our insurer HDI Global Specialty SE - Australia (ABN 58 129 395 544, AFSL 458776) is a signatory to the General Insurance Code of Practice (Code). The Code outlines the standards that insurers need to deliver. It lets you know what you should expect from your insurance company.
Introduced by the Insurance Council of Australia (ICA), the Code sets out the standards that general insurers must meet when providing services to their customers. It also sets out timeframes for general insurers to respond to claims, complaints and requests for information from customers.
The objectives of the Code are:
- to commit us to high standards of service;
- to promote better, more informed relations between us and you;
- to maintain and promote trust and confidence in the General Insurance industry;
- to provide fair and effective mechanisms for the resolution of complaints and disputes you make about us; and
- to promote continuous improvement of the General Insurance industry through education and training.
The Code Governance Committee is an independent body that monitors and enforces insurers’ compliance with the Code as well as identifying areas for improvement of insurance practices and helping the general insurance industry understand and comply with the Code.
Anyone can report alleged breaches of the Code to the CGC at any time.
Further information about the Code or the Code Governance Committee and your rights under it is available at https://insurancecouncil.com.au/cop/